1. How do I establish an account with your firm?
2. What is the minimum I need to open an account?
3. Can you manage my IRA, which is now at another company?
4. I live thousands of miles away from your office in Easton, MD. Can I still do business with you?
5. Do you offer financial planning advice? Will you help me with my taxes or my estate planning?

Account Maintenance

1. How often do you review my investments?
2. In case of an emergency, can I get money out of my account quickly?
3. One of my financial needs is for quarterly income. Can I make systematic withdrawals without incurring a fee?
4. How often will I receive statements on my account?
5. Can I have duplicate statements sent to my accountant?
6. Can I see my account balance and transactions on the Internet?

Account Fee's

1. How much do you charge for your services?
2. How do I pay you for your services?
3. Can I combine account balances to get lower fees, or does each account size count separately?
4. Are the fees I pay you deductible on my tax return?

Investment's

1. Who decides on what mutual funds to purchase?
2. How do I know my investments are safe?

How do I establish an account with your firm?

Potomac Fund Management, (PFM) strives to make this process as easy as possible. Once the client and Potomac have decided on the program that best fits the client's needs we will then fill out all the paperwork and prepare it for client signature. Form packets are available under the specific investment program page.

What is the minimum I need to open an account?

Minimum account size for non-leveraged programs is $50,000.
For our leveraged program the minimum is $100,000.

Can you manage my IRA, which is now at another company?

PFM can manage existing accounts by transferring them to our preferred brokerage custodian Fidelity Investments. We also offer the service of filling out all the paperwork and preparing them for signature. All we need is a copy of the most recent statement.

I live thousands of miles away from your office in Easton, MD. Can I still do business with you?

That is not a problem. The majority of our clients live outside the Maryland area and are recommended through financial advisors. You can receive all the benefits of our services from a consultation with one of our investment advisors. Potomac Fund Management possesses the latest technology to do business with virtually anyone in the United States.

Do you offer financial planning advice? Will you help me with my taxes or my estate planning?

There are many aspects to the investment profession and PFM has worked hard to become an expert at Investment Planning and Money Management. We are here to help you and if we cannot help you we will be glad to refer you to professionals that can. Our experience in this industry has allowed us to form relationships with hundreds of financial professionals across the country and we are glad to connect you with these professionals.

How often do you review my investments?

PFM conducts daily research and analysis in order to position our clients according to their risk characteristics. PFM screens thousands of mutual funds analyzing individual fund performance and risk on a daily basis. If there is any change in clients financial condition the client must notify Potomac Fund Management so we can make the appropriate adjustments.

In case of an emergency, can I get money out of my account quickly?

PFM can you get your money at any time. All we need is the proper forms to be completed that can be faxed in and the proceeds will be sent to you via your preferred method.
However…
We strongly recommend keeping emergency money separate from your investments.

One of my financial needs is for quarterly income. Can I make systematic withdrawals without incurring a fee?

PFM, through our custodian can set a systematic withdrawal service. The money can be sent either electronically or through paper mail. This service is free of charge to our investors.

How often will I receive statements on my account?

You will receive monthly statements from your respective custodian detailing all of your transactions.

Can I have duplicate statements sent to my accountant?

Yes, we will happy to assist you with making sure the other parts of your financial circle are being sent the appropriate statements

Can I see my account balance and transactions on the Internet?

Yes, you can keep up to date by having your account set up online through your respective custodians. All you have to do is contact Potomac Fund Management once your account is established and we will be glad to set you up with a username and password.

How much do you charge for your services?

Annual Management Fee
Up to $100,000: 2.5%
$100,001 to $500,000: 2.0%
$500,001 to $1,000,000: 1.75%
$1,000,001 to $2,000,000: 1.25%
Over $2,000,001: Negotiable

How do I pay you for your services?

We charge a fee that is a percentage of assets under management. The fee is automatically deducted from your account on a quarterly basis. All of our performance reflects net performance after all fees paid.

Can I combine account balances to get lower fees, or does each account size count separately?

Accounts shall be aggregated for multiple accounts of related parties, as determined by PFM, to determine breakpoints.

Leveraged accounts cannot be aggregated with any current or future Potomac account.

Are the fees I pay you deductible on my tax return?

In some cases, our fees are deductible. However, we don't give tax advice, and you should see your tax advisor for the details.

Who decides on what mutual funds to purchase?

PFM relies on an investment committee made up of three well-qualified investment professionals that combined have over 40 years of experience in the financial world. The committee meets daily to discuss the current market environment and develop a plan for action.

How do I know my investments are safe?

We do not take custody of your investments; your assets are held at well-known institutions such as Fidelity Investments. Potomac Fund Management has trading authorization, which allows us to only place trades for accounts.