The large brokerage houses have told investors many lies.
First, investors have been led to believe that to earn a higher return that they must assume higher risk. Therefore investors make one of two decisions:
Purchase poorly diversified portfolios, which expose the investor to large risks OR
Purchase overly diversified portfolios that contain little risk and that do not perform.
There is a better way!!
Rather than choose one allocation and remain with it for years, we strive to help the investor have the proper allocation for the correct market environment. Markets are dynamic and are changing all the time. What might be a good conservative allocation for one market environment may not be so six months later.
Our goal is to give clients performance equivalent to a conservative portfolio during a declining market and the performance of a growth portfolio during a rising market relative to the clients’ investment objectives.