Our Methodology

Our active risk-managed strategies require us to stay on top of the market on a daily basis.

We want to remain alert to changing market conditions, or perhaps a strengthening or weakening investment theme. When the market or investment outlook calls for us to reallocate, we take action right away.

Managing risk, of course, is key to our methodology. When we believe the risk is low, we invest more aggressively. When indications say the risk is high, we take steps to protect against losses — even if it means pulling out and temporarily sitting on the sidelines.

We don't rely on index funds other than for short term trends.

Instead, we research and then select the managed funds run by the very best stock pickers to give us an extra edge within each asset class.

Selecting the right funds for each of our strategies, along with our investment decisions, gives us the long-term performance that our reps and their clients are looking for.